March 24, 2018


Steven F. St. Pierre can lend a hand for any of your financial service needs. He has a wealth of knowledge about the management, investment, and transfer of money. He can use his skills to help create a personalized plan for any time frame or set of financial needs.

Financial Planning Financial Planning is the long-term process of wisely managing your finances so you can discover and pursue your goals and dreams.  Steve can analyze and address the barriers which inevitably arise in every stage of life. He will support you in the long term process of financial independence by implementing personalized planning strategies and monitoring ongoing results.

Retirement Planning – It’s never too early or too late to begin planning for retirement. Steve can help you project your future needs and determine the income sources needed to pursue the goal of financial independence. He can evaluate your current retirement plan and support you by recommending changes to improve your success.

Investment Management – Steve specializes in the appropriate mix of investment vehicles to help you with the money you need when you need it. To make a solid investment plan, he asks the right questions to evaluate the risks and determine the best investment strategies for you. His understanding of worldwide markets will give him a base for strategic and tactical portfolio support.

Tax Planning & Structuring  Minimization of taxes is a universal financial goal. Steve can evaluate your current tax situation and help seize every tax saving opportunity. He can structure your investments within taxable and tax-deferred accounts to help you potentially enhance your after-tax returns. He will help you structure your tax transactions so you can be assured of the results before you do it.

Legacy & Estate Planning – Ultimately, you will decide who benefits from your assets. Steve monitors for life and law changes in order to provide a current knowledge base. This deep understanding of tax law can assure that your chosen heirs benefit from your assets instead of the federal government. During estate planning, he will work with you to create a personalized plan to help you make the lasting impact you dreamed of.

Risk Analysis – Each person has a unique set of risk exposures which can adversely affect their future. Steve can review your current insurance coverage and implement the necessary changes.

Pension Plans – Pension Plans represent an important part of retirement planning. Steve can provide education on the risk and benefits of various plan types while helping you to create a plan or evaluate your current plan in order to help you get the most out of your contribution.